When a grown-up child over 21 gets a job, it is of course a time for the whole family to celebrate. It has traditionally also been a time of anxiety, because when a child becomes independent, that’s when a parent’s health insurance policy stops supporting them. Where will the adult child suddenly get a job that comes with health coverage; if not, where will they find the resources to buy health insurance? But all that worrying has become unnecessary now with the passage of the new health care policy.
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As early as January, every family that has lost adult child medical insurance cover, will be able to get it back. Here’s just one little problem there of course – what does one do until January?
Generally, young adults just keep the pricey student medical insurance coverage they qualify for. That, or buying health insurance on the open market, typically, is not as comprehensive as what, and employers plan can provide though. There you have it – there is very little choice. So with the new health care plan, adult child medical insurance is no longer a problem, right? Not exactly. While it does hand you better choices, it comes with its own complications.
If that is not enough, what if you envision your child needing thousands of dollars worth of dentistry over the next few years. Military families have a great option with Mt Pleasant SC Delta Dental Insurance, but non-military families really have to hunt to find an affordable dental plan. As inflation continues, dentistry costs and dental insurance costs will continue upwards.