Bankruptcy Information
Since the loan program is geared toward helping Florida homeowners who have filed bankruptcy, the loan to values on this product remain very high. This is very good news because until now there have been other loan programs in the market place in the past that have extremely low loan to value qualifications and most do not qualify. In the past, once a consumer has filed bankruptcy it is almost impossible to refinance their mortgage let alone purchase a home. It was the proverbial catch 22. After a bankruptcy is filed, the consumer is frequently told to rebuild their credit but they are declined at every application. Now, with the new bankruptcy mortgage loan, the consumer has a better chance of being approved because it is tailored to bankrupts. This way, the bankruptcy is not held against the consumer when trying to get approved for the new mortgage loan.
More on life after bankruptcy and bankruptcy abuse prevention and consumer protection act

